No HOA. Flood Zone X. This 3-bedroom, 2-bath home with 1,726 square feet delivers the rare combination of freedom, elevation, and style — highlighted by a spacious top-floor owner’s suite that feels like a true private retreat. Inside, fresh modern finishes and new appliances create a clean, move-in-ready feel with a subtle tropical vibe. The main living areas are open and inviting, flowing effortlessly to a large entertainer’s deck built for gatherings, sunset evenings, and Florida’s year-round outdoor living. A manicured yard adds warmth and curb appeal. A detached structure offers flexibility for storage, workspace, guest use, or potential future conversion (buyer to verify zoning and permitting), giving this property versatility that stands out in the area. Located minutes from Largo Medical Center and Morton Plant Hospital, and a short drive to the world-famous shores of Clearwater Beach. Just blocks away, the Horizon West Bay development — expected to be completed in early 2026 — is reshaping the West Bay corridor with new civic space, retail, dining, and public gathering areas, positioning this neighborhood at the heart of Largo’s emerging downtown district. Property is partially owned by a licensed Florida real estate agent.